*{margin:0;padding:0}

body
{
font-family:Arial;
margin:0;
padding:0;
background:#FFFFFF;
text-align:center;
}

a:link{color:#0D32FF}
a:visited{color:#0D32FF}
a:hover{text-decoration:none}
a:active{color:#0D32FF}

.frame
{
width:700px;
position:relative;
top:0px;
margin:auto;
text-align:left;
min-height:100%;
background: url(../images/hg-navigation.jpg);
background-repeat:repeat-y;
background-position:0px 0px;
}

#logo-top
{
height:135px;
width:240px;
background-color:#FFFFFF;
float:left;
}

#head
{
background-color:#FFFFFF;
overflow:visible;
height:135px;
width:460px;
text-align:left;
float:left;
}

#head a
{
display:block;
margin-top: 40px;
margin-left: 50px;
text-decoration: none;
font-family:times new roman;
font-size:20px;
color:#000000;
}

#content-frame
{
background-image:url(../images/hg-content.gif);
background-repeat:no-repeat;
background-position:0px 100%;
width:450px;
background-color:#B1E82A;
padding-bottom:20px;
border:5px solid #40A733;
float:left;
min-height:670px;
}

#content
{
background-image:url(../images/hg-content.gif);
background-repeat:no-repeat;
background-position:0px 0px;
padding:50px;
padding-top:12px;
padding-bottom:32px;
}



h1
{
text-align:center;
margin:0;
padding:0;
font-size:18px;
line-height: 22px;
font-weight:bold;
font-style:italic;
color:#000000;
margin-bottom:25px;
font-family:Times New Roman;
padding-left:40px;
padding-right:40px;
}

.bottom
{
clear:both;
height:20px;
width:700px;
background-color:#FFFFFF;
}

#content-window
{
padding: 20px;
}

#content, #content p, #content-window, #content-window p
{
font-family:arial;
font-size:12px;
color:#000000;
line-height:16px;
}

#content p
{
margin-bottom: 10px;
margin-top: 10px;
}

ul
{
margin: 20px;
}

li
{
margin-left: 20px;
}

hr{
background-color: #40A733; 
color: #40A733;
border: 0;
height: 1px;
}